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SAVINGS RATES
Effective October 1, 2008
Statement Savings Account
|
| AMOUNT |
RATE* |
APY** |
| $25- 24,999.99 |
0.26% |
0.26% |
| $25,000 + |
0.40% |
0.40% |
NOW Accounts
|
| AMOUNT |
RATE* |
APY** |
| $400- 999.99 |
0.05% |
0.05% |
| $1,000 - 2,499.99 |
0.07% |
0.07% |
| $2,500 + |
0.10% |
0.10% |
Certificates of Deposit*** And IRA (Retirement Accounts)***
|
| TERM |
RATE* |
APY** |
| Seven Months |
1.98% |
2.00% |
| Nine Months |
2.23% |
2.25% |
| Eleven Months |
1.98% |
2.00% |
| One Year |
2.23% |
2.25% |
| Thirteen Months |
3.69% |
3.75% |
| Fourteen Months |
2.23% |
2.25% |
| Fifteen Months |
1.98% |
2.00% |
| Eighteen Months |
3.93% |
4.00% |
| Twenty Months |
2.23% |
2.25% |
| Two Years |
3.35% |
3.40% |
| Three Years |
3.54% |
3.60% |
| Forty Months |
2.23% |
2.25% |
Money Market Accounts
|
| AMOUNT |
RATE* |
APY** |
| Under $2,500 |
0.25% |
0.25% |
| $2500 - 9,999 |
0.35% |
0.35% |
| $10,000 - 24,999 |
0.55% |
0.55% |
| $25,000 + |
1.00% |
1.00% |
| * Rates subject to change without notice. |
| ** Annual Percentage Yield (APY). |
| *** All Certificates of Deposit require a minimum balance of $1,000 to earn the stated APY. All above CD rates apply to IRA's except for seven, nine, fourteen, fifteen and forty month certificates, which are presently not available. |
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