Before you refinance or purchase that new home, give Community Credit Union a look for your First Mortgage. We offer competitive rates and flexible terms to assist you. Try out our Mortgage Calculator to see how much you can afford now! After gathering your information, request a Mortgage Application Package — (loandept@communitycreditunion.org) online, or e-mail — (loandept@communitycreditunion.org) a professional loan officer for more details.
- 30-Year Fixed Mortgage
- 15-Year Fixed Mortgage
- 5/1-Year Adjustable Rate Mortgage
- 1-Year Adjustable Rate Mortgage
All First Mortgage products are for 1-family to 4-family owner and non-owner occupied properties located within 100 miles of our main office. The maximum loan amounts are as follows: 1 family, $252,700; 2-family, $323,400; 3-family, $390,900; 4-family, $485,800.
SECOND MORTGAGES
By using the equity you have in your home as collateral, you can apply for a credit union loan for the amount of money you need. Make home improvements, finance higher education, take that long-awaited vacation or consolidate bills. Ask you tax consultant, but generally, the interest is tax deductible for this type of loan. Check to see how much you can afford by using our online calculator or request a Second Mortgage Application Package — (loandept@communitycreditunion.org) now!
HOME EQUITY LINE OF CREDIT
This product features no application fees, no appraisal fees, no closing costs and no pre-payment penalties (if a minimum of $15,000 is drawn at closing). This equity product allows you to borrow up to 80% of the appraised value of your home (minus your First Mortgage, if applicable), up to a maximum of $150,000. Repayment terms are flexible. And best yet, the interest rate is adjusted monthly at Prime for the life of the loan!
Also, the interest may be tax-deductible. Let us help you unlock the convenience of a Home Equity Line of Credit today! If you want an application sent to you, e-mail — (loandept@communitycreditunion.org) a loan officer or call for more details.
Membership is required to take advantage of all products and services. Please refer to Membership Eligibility Requirements
to see if you are eligible.
