Please refer to the Current Rates or e-mail a Member Service Representative for more details.
Membership is required to take advantage of all products and services. Please refer to Membership Eligibility Requirements to find out if you are eligible.
REGULAR SHARE SAVINGS ACCOUNTS
A Regular Share Savings Account with a minimum balance requirement of $25.00 establishes and maintains your credit union membership. Once that account is open, you may take advantage of all our products and services. Two Regular Share Account types are available: the Passbook Savings and the Statement Savings. Both pay the same dividend rate. However, additional convenient services such as ATM cards, direct deposit capability, and automated loan payment transfers, are only offered as optional services with the Statement Savings Account. View our current rates offered on this account.
SHARE DRAFT/CHECKING ACCOUNT
It is hard to beat our NO FEE Checking Account! We do not have any of those monthly "Service Fees" or unreasonable "Account Minimum Balance" requirements that other financial institutions have. That's hard to beat! If you don't already have your checking account with us, apply for one now! If you have an existing checking account and need to order checks, you can do it now!
- No monthly service fee
- No surcharging at SUM Network ATM machines
- No per-check charges
- Minimum balance to open is $25
- Overdraft protection is available (authorization form must be completed)
Membership is required to take advantage of all products and services. Please refer to Membership Eligibility Requirements to find out if you are eligible.
MONEY MARKET STATEMENT
The Money Market Statement requires a higher minimum balance to open, but offers higher dividend rates than Regular Share Accounts, and greater flexibility than a regular Share Certificate Account because of the ability to withdraw. With a balance of $1,000 or more, the Money Market Statement Account earns the Money Market Rate. If the balance falls below $1,000, the account earns the regular Share Savings Account Rate. Also, the first order of 50 variety pack checks is free. Unlimited transfers to a member's Credit Union suffix(es) or to a member's Credit Union Loan(s) and 4 checks over 4 charges $1. Certain transfer limitations apply: Up to six (6) pre-authorized, automatic, or telephone transfers per month are allowed during the calendar month, with no more than three (3) being made by check, draft, Automated Clearing House (ACH) or similar transactions payable to third parties. Monthly statements will be sent to each Money Market Statement shareholder.
Membership is required to take advantage of all products and services. Please refer to Membership Eligibility Requirements
to find out if you are eligible.
CLUB ACCOUNTS
Christmas Club
Use this account to have money for the holiday season. Deposits can be made throughout the year through payroll and automatic monthly transfers or as over-the-counter transactions as frequently as you desire. Build up the balance throughout the year, and we'll automatically deposit the money in an account of your choice in October/November or send a check to you, just in time for the holiday shopping frenzy to begin.
Take advantage of this convenient way of savings today, so you don't have to worry about it at the end of the year. Apply now!
Vacation Club
Use this dividend earning club account to save for that much needed and much deserved family vacation. Save throughout the year and surprise them with vacation plans when they least expect it! What a great gift idea! Apply today!
